Discover your dream home with our expert real estate services, tailored to meet your unique needs. Trust our dedicated team of expert realtors to guide you through every step of the buying, selling, and leasing process for a seamless experience.
Let Us Be Your Guide To Your First Or Next Real Estate Purchase!
The decision to buy a home isn’t something that should be rushed. It’s a massive investment, so you have to take your time to thoroughly research your options, understand your financial situation, and seek guidance from experienced professionals to ensure you make the best choice for your future. Let us be your guides toward homeownership.
Benefit from the knowledge and experience of our dedicated real estate professionals, who provide personalized support throughout your buying, selling, or leasing journey.
Take advantage of our competitive rates, ensuring you get the best deal on your real estate transactions.
From property search to closing, you can experience a smooth and stress-free transaction process.
Gain insights and access to the best properties in your desired area thanks to our in-depth local market knowledge.
Low Rates
We offer competitive mortgage rates to help you save money over the life of your loan.
No Money Down
Take advantage of our no-money-down financing options to make homeownership more accessible.
0% Down Payment
Benefit from our 0% down payment programs, allowing you to purchase a home without the need for a large initial investment.
Eligibility and benefits
VA Loans are designed to support veterans, active-duty service members, and certain members of the National Guard and Reserves.
Veterans, active-duty service members, and certain National Guard and Reserves members.
Spouses of service members who died in the line of duty or due to a service-related disability.
Qualified borrowers can purchase a home with no down payment, making it easier to achieve homeownership.
VA Loans typically offer lower interest rates compared to conventional loans, resulting in significant savings over the life of the loan.
Unlike conventional loans, VA Loans do not require PMI, which lowers your monthly mortgage payment.
VA Loans are more forgiving with credit score requirements, making it easier for those with less-than-perfect credit to qualify.
VA Loans are assumable, which means that if you sell your home, the buyer can take over your loan under its current terms, potentially making your home more attractive to buyers.
Check Eligibility
Confirm you qualify for a VA Loan.
Get COE
Obtain your Certificate of Eligibility.
Apply
Submit your loan application with required documents.
Close
Review and sign closing documents to complete your purchase.
Choosing a VA loan can provide significant financial advantages for eligible veterans, active-duty service members, National Guard and Reserve members, and surviving spouses, making homeownership more attainable and affordable.
Home & Construction Loans
Your dream home is within reach with our help. We’ll connect you with one of our expert mortgage brokers who best knows how to get you a loan. Our brokers can also help you get a construction loan to make your properties feel and look more inviting.
For first-time home buyers, we offer special financing programs to help you take your first step into homeownership. We also provide first responders and educators with 2% down payment grant funds. So, if you’re looking to relocate or find your forever home in Central Florida, look no further than Sovereign Realty & Mortgage Investments.
Tailored loans that cover the cost of land, construction, and finishing touches, allowing for a streamlined building process.
Pay only the interest on the loan during the construction phase, reducing initial financial burden.
Choose loan terms that align with your construction timeline and financial needs, providing flexibility in the building process.
Funds are released in stages as construction progresses, ensuring that money is available when needed and reducing the risk of overspending.
Combine the construction loan and mortgage into one closing, simplifying the process and potentially saving on closing costs.
Gain the freedom to design and build a home that fits your exact specifications and preferences, rather than settling for an existing property.
FHA Loans
Low to moderate incomes typically hinder us from buying a home, but here at Sovereign Realty & Mortgage, we can help you get the house of your dreams through FHA loans. This loan offers minimum down payments and credit scores compared to conventional loans. These mortgages are insured by the Federal Housing Administration (FHA) and provided by FHA-approved lenders. Government financing is accessible with a down payment of 3.5%, and VA & USDA loans even offer 100% financing. Choose FHA loans for a more attainable path to homeownership.
Benefits of Choosing Sovereign Realty & Mortgage Investments
At Sovereign Realty & Mortgage Investments, we specialize in helping you find and purchase your ideal property with ease. Our extensive services include personalized property searches, expert negotiations, and seamless closing processes to ensure a stress-free experience.
As a company committed to making homeownership accessible to everyone, we offer low rates and a No Money Down policy. Take advantage of our 0% Downpayment today!
Call us today at (386) 668-1801 to start your real estate journey.
Requirements & Benefits
The home must be built to HUD standards and be permanently affixed to a foundation.
The borrower must meet credit and income requirements.
The loan may require a down payment or equity in the home.
Affordable Financing
Competitive interest rates and lower down payments.
Accessibility
Easier qualification compared to traditional mortgages.
Flexibility
Options for both new and used manufactured homes.
Quick Processing
Streamlined application process for faster approvals.
At Sovereign Realty & Mortgage Investments, we specialize in helping you find and purchase your dream home. Our comprehensive real estate purchase services include personalized property searches, expert market analysis, and skilled negotiation to ensure you get the best deal possible. We offer unique financing options, such as No Money Down and 0% Down Payment programs, making homeownership accessible to everyone. From first-time homebuyers to seasoned investors, our dedicated team is here to guide you through every step of the buying process, ensuring a smooth and successful transaction. Trust us to turn your real estate dreams into reality.
Benefits of choosing Sovereign Realty
Our experienced team provides personalized advice and support throughout your real estate journey, ensuring you make informed decisions.
We offer innovative financing solutions, including No Money Down and 0% Down Payment programs, making homeownership more accessible.
Our low interest rates ensure you get the best value for your investment, whether you’re buying, refinancing, or seeking equity loans.
From VA Loans and Construction Loans to Manufactured and Home Equity Loans, we cater to a wide range of real estate needs.
As a premier real estate broker based in Deland, Florida, we have in-depth knowledge of the local market to help you find the perfect property.
Your satisfaction is our priority. We work closely with you to understand your goals and provide tailored solutions to meet your needs.
With a reputation for excellence and a commitment to integrity, you can trust us to deliver outstanding results and turn your real estate dreams into reality.
Low Rates
We offer competitive mortgage rates to help you save money over the life of your loan.
No Money Down
Take advantage of our no-money-down financing options to make homeownership more accessible.
0% Down Payment
Benefit from our 0% down payment programs, allowing you to purchase a home without the need for a large initial investment.
Eligibility and benefits
VA Loans are designed to support veterans, active-duty service members, and certain members of the National Guard and Reserves.
Veterans, active-duty service members, and certain National Guard and Reserves members.
Spouses of service members who died in the line of duty or due to a service-related disability.
Qualified borrowers can purchase a home with no down payment, making it easier to achieve homeownership.
VA Loans typically offer lower interest rates compared to conventional loans, resulting in significant savings over the life of the loan.
Unlike conventional loans, VA Loans do not require PMI, which lowers your monthly mortgage payment.
VA Loans are more forgiving with credit score requirements, making it easier for those with less-than-perfect credit to qualify.
VA Loans are assumable, which means that if you sell your home, the buyer can take over your loan under its current terms, potentially making your home more attractive to buyers.
Check Eligibility
Confirm you qualify for a VA Loan.
Get COE
Obtain your Certificate of Eligibility.
Apply
Submit your loan application with required documents.
Close
Review and sign closing documents to complete your purchase.
Choosing a VA loan can provide significant financial advantages for eligible veterans, active-duty service members, National Guard and Reserve members, and surviving spouses, making homeownership more attainable and affordable.
Benefits for new home builders
The construction loan process involves getting pre-approved, choosing a builder, and submitting detailed plans. After applying and receiving an appraisal, you close on the loan, with funds released in stages as construction progresses. Once completed, the loan is converted to a permanent mortgage or paid off.
Tailored loans that cover the cost of land, construction, and finishing touches, allowing for a streamlined building process.
Pay only the interest on the loan during the construction phase, reducing initial financial burden.
Choose loan terms that align with your construction timeline and financial needs, providing flexibility in the building process.
Funds are released in stages as construction progresses, ensuring that money is available when needed and reducing the risk of overspending.
Combine the construction loan and mortgage into one closing, simplifying the process and potentially saving on closing costs.
Gain the freedom to design and build a home that fits your exact specifications and preferences, rather than settling for an existing property.
Financing Options for Manufactured Homes
Explore flexible financing options for manufactured homes, including personal loans, FHA Title I loans, and conventional loans. These options cater to various needs, whether you’re purchasing a new home, refinancing, or seeking a more affordable payment plan.
Government-backed, low down payments, lenient credit, longer terms.
For homes without land, quick approval, flexible location.
Standard mortgages, competitive rates, permanent foundation required.
For homes on permanent foundations, low down payments, FHA insurance.
For eligible veterans, no down payment, competitive rates, no PMI.
For rural areas, no down payment, low mortgage insurance, competitive rates.
Unsecured, quick approval, flexible use.
Offered by retailers, convenient, potentially lower down payments, bundled services.
Requirements & Benefits
The home must be built to HUD standards and be permanently affixed to a foundation.
The borrower must meet credit and income requirements.
The loan may require a down payment or equity in the home.
Affordable Financing
Competitive interest rates and lower down payments.
Accessibility
Easier qualification compared to traditional mortgages.
Flexibility
Options for both new and used manufactured homes.
Quick Processing
Streamlined application process for faster approvals.
